> The deductible usually is in the range of $200-$500. Doctor vists are a $25 flat fee, drugs are similar, etc. If you get cancer or something huge, maybe you'l

> The deductible usually is in the range of $200-$500. Doctor vists are a $25 flat fee, drugs are similar, etc. If you get cancer or something huge, maybe you'll pay $2000-5000/yr out of pocket? Exactly. The maximum you can pay out of pocket is capped at $7,350 for individuals and $14,700 for families. That's the absolute maximum, and the insurance plans for almost any tech job (which is what we're talking about in this thread) are going to have caps that are a lot less than that. $14,700 isn't a small amount of money for a family, but it's a lot less than the after-tax difference between salaries in New York and London/Berlin/Munich/Paris/Amsterdam/etc. for these jobs. Even if you're a single-income household, you still come out way ahead.