Here's mine: 1. Bank charges ~5 USD 2. It happens same day 3. The receiving bank charges nothing I'm typically transferring between US, CH and GB accounts.

Here's mine: 1. Bank charges ~5 USD 2. It happens same day 3. The receiving bank charges nothing I'm typically transferring between US, CH and GB accounts. Occasionally DE. This has been the case for all of them. When I want to avoid FX fees/spread I just use Revolut as an intermediary, which adds about a day and no fees. SWIFT isn't bad, bad banks are bad. Make sure to use decent banks and you'll be fine.