The title was disappointing: the researcher might well want to know why insurance companies don't ask about gun ownership, but if the companies answered, it's n

The title was disappointing: the researcher might well want to know why insurance companies don't ask about gun ownership, but if the companies answered, it's not the article. What the article does do is present a survey of what the known data shows, and compares it to other risks that are asked about (e.g., scuba diving),and demonstrating that on it's face, gun ownership is higher risk.