Hello everyone, back in 2016 I started researching how to improve the residential rental estate space and realized that long-term renters are the gold of the in

Hello everyone, back in 2016 I started researching how to improve the residential rental estate space and realized that long-term renters are the gold of the industry. Similar to good drivers in the car insurance industry, and inspired by cash-back programs from credit cards, and airline mile points -- I figured we could create a new financial instrument that exists between the world of renting and owning property. For our generation, it is unfortunate that rent prices are increasing faster than wage hikes. This is partly due to the influence that pension funds, sovereign funds, and other retirement funds have had on the real estate landscape. To keep returns high on pension funds, they invest in REITs that increase the rent price of our generation. In a way, the retirement fund of a previous generation is making the living expense of the current generation impractical. Colibrin sends landlords very long-term tenants, and it gives renters a 401(k) fund-like-experience that they can cash out when they move out. Overall, renters can get 10% to 15% of their cumulative rent payments when they move out, and hopefully will use that to buy their next home. We're still in the early days, so if you wish to join - this is the time. Please let me know you if you have any questions. I can be found at omid+hn [at] colibrin [dot] com Thank you all, I feel privileged to have welcomed Colibrin to the world via HN, this is our first public mention.