It's easy the see the financial institutions as the bad guys or the users as the idiots. But really, after having used a few of those sites for adult, I feel sa

It's easy the see the financial institutions as the bad guys or the users as the idiots. But really, after having used a few of those sites for adult, I feel safe saying that most of them had/have it coming. Personal experience only a few weeks old, with a medium sized porn site: * During the subscription, you get another service -costing extra of course- proposed. The checkbox for it is checked by default, in small font, on the side of the screen. * The subscription; it renews every month by default. You better read carefully before you enter you payment data. * You want to cancel? No way to do it from your account settings. You try the web site of the processor; nothing. Well, actually, maybe there is, but the only way to log in is by using you card credit number. No thanks. You finally find a link (deep in the FAQ of the first web site) that will brings you to a page on the processor's web site. * Finally, you seem to be able to cancel; the page shows a "Membership cancellation" title, a pile of text, and a "I confirm" button. Well you better read the pile of text, because the "I confirm" button of the "Cancellation" page does not cancel your account. And that's only for one site. Beside that, there is also a whole bunch of stuff that would make any IT professional cringe really hard. It's kinda hard to believe that all of this is perfectly legal, specially given that they operate internationally. No surprise that their payment partners get reluctant to work with them. PS: not speaking about Patreon, never used that site.