Adult content usually sees large volumes of chargebacks. This is because when people are aroused, their inhibitions markedly decline. Because modern people do

Adult content usually sees large volumes of chargebacks. This is because when people are aroused, their inhibitions markedly decline. Because modern people do not see themselves as fundamentally sexual beings, when the arousal has passed they feel regret, shame, or that the person who made the charge "wasn't them" or similar, so they feel no moral reluctance to refuse to pay for the content they enjoyed. It's not really something that can be fixed, the human element of it anyway. What can and should be fixed are payment processors. They are very lightly regulated taxing bodies whose policies are not decided by elected representatives, yet control the majority of our economy. If payment processors wanted to actively override the decisions of the Federal Reserve and set national monetary policy they could do it tomorrow. It's really pretty absurd how a handful of companies who do nothing but shuffle numbers from one place to another not only charge steep fees for the service, but also manage to charge a percentage of the transaction - as if transferring a bigger number down a wire cost more! In the past there was some sense in that there were liabilities involved, but most all of that has been eliminated and only the fees remain.