For cash flow purposes, a charge card lets you smooth out disbursements out of your bank account to one single point in time (your payment due date). Predictabi

For cash flow purposes, a charge card lets you smooth out disbursements out of your bank account to one single point in time (your payment due date). Predictability is useful when managing finances in general, and ostensibly more so when running a small business. You also get fraud protection, which is certainly helpful.