Fraud. You have protections under both systems (debit & credit), but the ones on the credit card are much more in your favor. With credit cards it's pretty har

Fraud. You have protections under both systems (debit & credit), but the ones on the credit card are much more in your favor. With credit cards it's pretty hard to end up on the hook for the fraudulent charges (50$ limit on liability), while on debit cards you have to report the charges before a deadline.