Sure, but if you go from a net work of 7 million to a net worth of 3 million, that's a different type of loss than going from a net worth of ~250,000 to a net w

Sure, but if you go from a net work of 7 million to a net worth of 3 million, that's a different type of loss than going from a net worth of ~250,000 to a net worth of ~0 because you lost your house and are in debt up to your eyeballs.