A large part of the problem is the psychology of being middle class. No one wants to be poor, or to think that they are poor, they affiliate themselves with the

A large part of the problem is the psychology of being middle class. No one wants to be poor, or to think that they are poor, they affiliate themselves with the middle class. The social definition of what is middle class has been broadened to include people who would otherwise fit in the poor definition. Thinking themselves to be middle class, they try to act it and over spend and never save. A more stringent definition used to be something along the line of being a professional that would allow you to be able to afford to retire early and have the funds to get into politics or some other service. Poor people will continue to be bled dry, while the middle class shrinks and everyone refuses to accept they are technically poor and they need to act with purpose to improve their situations.