Sure it's always the case but not everyone does it. Most personal finance advice is based on the assumption that recessions are inevitable and people should pre

Sure it's always the case but not everyone does it. Most personal finance advice is based on the assumption that recessions are inevitable and people should prepare for them, in this case especially if they are likely to occur within 4 years. I'm not advising timing the market, several illustrative arguments in this thread showing how it can not pay off, especially if selling is a taxable event.