That's a great solution if you are financially stable upfront or otherwise have enough money for food, shelter, and so on. But if you don't have a job, need mon

That's a great solution if you are financially stable upfront or otherwise have enough money for food, shelter, and so on. But if you don't have a job, need money for food, rent, children's medical bills, and so on... those decisions seriously change. It doesn't really matter what what your life goals are at that point. It doesn't matter if it covers everything or not so long as it covers some. It doesn't matter if it meets the cost of your living needs. If it pays just slightly more than minimum wage (which rarely covers the stuff you have listed), it is a better option. Even if it is $25 per month - that might raise your food budget 25%.