Just to expand a bit on the above, look at currently top rated poster with 100K in student loans. I think it's somewhat axiomatic this out of balance and most p

Just to expand a bit on the above, look at currently top rated poster with 100K in student loans. I think it's somewhat axiomatic this out of balance and most people would consider it "wrong" and "abusive". So who is to blame? The bankers? Well, ya, partially. The government who let it get like this and didn't make funding education a priority? Yep, as well. School administrators who keep adding on layer after layer of useless non-productive bureaucracy driving up costs to astronomical levels? Yep, them too. How about companies that insist someone sit in classes like literature for at least a couple of years before they can push buttons on a machine? Yep. How about people who try to fake their way into jobs they can't do necessitating the previous? well, yep, them too. How about a guy who wants to "get on with the university" so he can have good benefits and a pension after 20 or 30 years? he's partially to blame as well. Point is, we can't just blame bankers and politicians and corporations and call it a day. Our activity, almost to the person is responsible for the horrible outcomes. We all are trying to get a little piece of the pie and the sum total in this system is producing undesirable side effects. Housing is another prime example. It's ridiculous. Way out of wack. Unless you bought a house 30 years ago then what a great way to save for retirement and housing appreciating is fantastic! I really think we need to back up and address some fundamentals. Housing, healthcare and education being big ones. These aren't a place for speculation and self serving bureaucracy. They are necessities of life and an advancing society. So we need to change some things about how these are run. But that means some people will no longer be able to victimize others and will lose out. But it's not all just bankers and CEOs. It's a lot of little sucker fish attached to the ecosystem as well. So it's not as easy as just getting out the guillotine which is all too common of a reaction.