I did this for a very long time and would recommend. But now I have only one account as it lowers my mortgage payments by having all my savings in the one accou

I did this for a very long time and would recommend. But now I have only one account as it lowers my mortgage payments by having all my savings in the one account and that account being my home loan. So now I use hledger. But your way is still way easier. It can get a little hard to track the number of things I do. At present I have 20 something jars.