4 ms·

keep it simple. use mint.

• yitchelle 8y ago
  This is basically offloading the record keeping to the bank. However, in an environment where the cash transaction is king, using this method has little value.
  • xupybd 8y ago
    People still use cash? I don’t think I’ve made a cash purchase in the last 5 years.
    • yitchelle 8y ago
      I live in Germany and cash is still the preferred here. My small town near Cologne only started to adopt credit card about 6 years ago. When we arrive, the only shop that would take credit card was the petrol stations franchises.
      • xupybd 8y ago
        Wow. Here in New Zealand we switched over to EFTPOS ( debit cards ) around 20 years ago. I was still in school when cash was becoming rare. Mid 30s now so cash seems odd to me.
    • parliament32 8y ago
      People actually trust banking institutions with their complete purchase histories and spending habits?
      • xupybd 8y ago
        Yes but maybe I’m lacking enough knowledge to be afraid of that. What can they do with that information?
        • yitchelle 8y ago
          Here is one very obvious use case. Our spending habits are clearly shown. They could sell that information to marketers.
• smartician 8y ago
  Ditto, Mint and Personal Finance is good enough.