The first few years the health insurance exchanges were open, getting insurance on your own was a breeze. I purchased insurance for my family for a few years th

The first few years the health insurance exchanges were open, getting insurance on your own was a breeze. I purchased insurance for my family for a few years that way, paying perfectly reasonable premiums for the benefits offered. In my state, Kentucky, there is now only one insurer per county offering plans and they're HMO garbage accepted almost nowhere. Additionally, large insurers like Humana (that are based here!) aren't really offering private insurance plans. Kentucky is just about W2 or bust for health coverage :(