To generalize the issues is not 'the reserves' it's the terms attached to them. When, from whom, for what period, under what conditions yada yada. A single se

To generalize the issues is not 'the reserves' it's the terms attached to them. When, from whom, for what period, under what conditions yada yada. A single sentence in a contract from a lender could nullify everything effectively making it all for show. The reason the report was from a 'high profile firm' might be because they are trying to make a political/news/pop-culture statement to the masses of users, investors and techies, as opposed to a strictly legal one to would be SEC or auditors or whatever.