Oh sure. I have an authorised overdraft, with some fairly standard rate of interest. It's when you exceed that you get hit with exhorbitant fees. Most high stre

Oh sure. I have an authorised overdraft, with some fairly standard rate of interest. It's when you exceed that you get hit with exhorbitant fees. Most high street banks charge ~ £30 pounds for exceeding this as far as I am aware. And it's when you're gonna exceed your overdraft that suddenly 2000% apr doesn't look so bad.