The deterrent against this is serious prison time. That's mail fraud, a federal crime that could hypothetically get you 20 years in prison. Standard sentencin

The deterrent against this is serious prison time. That's mail fraud, a federal crime that could hypothetically get you 20 years in prison. Standard sentencing guidelines mean you would almost certainly not get that 20 years, but it's still not the sort of crime you'd commit casually.