No, it would not be trivial. You are still subject to the whims of the financial system. The financial system can still censor and reverse your transactions if

No, it would not be trivial. You are still subject to the whims of the financial system. The financial system can still censor and reverse your transactions if it wants to. If the government comes knocking, then your transactions will be frozen, even if you have broken ZERO laws. All they have to do is vaguely threaten a credit card company behind the scenes, and the credit card company will freeze your transactions, even if the vague threat was illegal, and what you are doing is legal. And you will have zero recourse. Just go look at what happened to WikiLeaks back in 2010. WikiLeaks broke zero laws, and yet the financial system successfully censored donations to them, by blocking all credit card transactions. The use case of crypto is to send difficult to reverse, censorship resistant, near instant (yes, 10 minutes is small when compared to credit card settlement, which takes days), electronic transactions. And this worked great for WikiLeaks, as their crypto transactions were not censored, but their credit card transactions WERE.