What you, the author, and some other posters don't seem to realize is that student loans can be forgiven after 20 or 25 years, with payments up to that point ca

What you, the author, and some other posters don't seem to realize is that student loans can be forgiven after 20 or 25 years, with payments up to that point capped at 10% of discretionary income: https://studentaid.ed.gov/sa/repay-loans/understand/plans/income-driven https://studentaid.ed.gov/sa/repay-loans/understand/plans/in... No one should be paying "until they are 70 years old".