Now imagine the same about drugs. Sure you an blame people for taking bad decisions and ruining their lives, but some systems or laws seem to prevent people fr

Now imagine the same about drugs. Sure you an blame people for taking bad decisions and ruining their lives, but some systems or laws seem to prevent people from taking those decisions, or limit their impact. While other do the exact opposite. The US system seems to encourage people taking those bad decisions right now. I think the combo super easy loan + no bankruptcy + expensive university + "american dream" mentality is financially deadly.