What angers me the most about debt like this is people often take on far more debt than they need for a degree. For example, going to a university in a differen

What angers me the most about debt like this is people often take on far more debt than they need for a degree. For example, going to a university in a different country/state where they cannot get any of the scholarships intended for residents. Another one a lot of my friends have done is going to a university that is substantially more expensive for very little gain. Another common one is renting student housing when it is perfectly feasible to live at home and commute. While the debt still may be excessive, it can be substantially reduced. Also, a specific thing for anyone working on a degree (particularly an undergrad), check out CLEP exams. Very affordable per credit hour and you don't need to spend a semester listening to a professor [1]. [1] https://www.elearners.com/education-resources/finances/saving-money-with-clep/ https://www.elearners.com/education-resources/finances/savin...