This makes me want to retry YNAB. I tried it about 2 years ago and I couldn't get in the habit of pre-allocating everything and I don't think they had account s

This makes me want to retry YNAB. I tried it about 2 years ago and I couldn't get in the habit of pre-allocating everything and I don't think they had account syncing to managing where my money was going was more work than something like Personal Capital or Empower. I will definitely give it a try now :)