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I use a combination of Personal Capital to get a high level overview of income and expenses by category, along with a custom Google Sheet I made that breaks out
by kadabra9 8y ago
I use a combination of Personal Capital to get a high level overview of income and expenses by category, along with a custom Google Sheet I made that breaks out projected and actual spend by category. I started out using Mint and was largely happy with it, but found the PC interface much cleaner and faster, along with a better mobile app. That, along with my own personal dislike of Intuit as a company, was enough for me to switch to Personal Capital.
Each weekend I'll take a bit of time over coffee and breakfast to review, mostly to keep tabs of how much money is flowing towards certain categories and how I am doing towards my own personal financial goals.
It's a great habit to get into, and once you get the hang of it, its truly eye opening, but I'd caution not to become too obsessive over it. Life happens, some times you will go over in some categories, and thats OK. Learn to roll with the punches.