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I use Personal Capital and really think it's a great piece of software. If you're worried about a cloud solution that has access to your financials, you might a

I use Personal Capital and really think it's a great piece of software. If you're worried about a cloud solution that has access to your financials, you might as well use a spreadsheet. I'm pretty sure YNAB (You Need a Budget) does not require cloud storage of personal information.

zumzumzum 8y ago
They discontinued YNAB4 so unless you already have a license then you're out of luck. Their new system is SAAS.
- aguynamedben 8y ago
  Their new system is SAAS but still doesn't require that you sync your accounts. You can still enter transactions manually. I thought the new version was a great update compared to the older version (including the desktop software non-SAAS one).
  - zumzumzum 8y ago
    You could read OP two ways. One, that OP is trying to avoid having login credentials for his financial institutions saved in the cloud. Two, that OP is trying to avoid storing a detailed log of their purchase and financial history in the cloud. YNAB4 satisfies both of those concerns (despite what the other comment says, Dropbox is not required, any cloud sync will work, as long as you don't use the mobile app), their new SAAS app only satisfies concern one.
- neivin 8y ago
  YNAB4 used Dropbox anyway...