> So if you lose your private keys you're out all your shares? Or maybe you get hacked and lose your retirement savings? You act as if identity and account the

> So if you lose your private keys you're out all your shares? Or maybe you get hacked and lose your retirement savings? You act as if identity and account theft aren't things. A private key sounds a lot better than a 9 digit number with predictabilities and a bit of social engineering.