You seem to be forgetting the whole point of this thread--a proposal for $10 licenses that kids can afford. There's no point in making a license affordable for

You seem to be forgetting the whole point of this thread--a proposal for $10 licenses that kids can afford. There's no point in making a license affordable for kids if they still need to have completely unaffordable liability insurance. It's pretty clear that when the OP suggested a $10 license they were also suggesting removing other regulatory costs. The proposal is useless otherwise.