> (8) ... how people use credit cards. This is the "HN bubble" at work. Many of these people are paying medical bills for which they have no insurance or tryin

> (8) ... how people use credit cards. This is the "HN bubble" at work. Many of these people are paying medical bills for which they have no insurance or trying to feed their children. And once they fall into the trap, the credit system is designed to keep them there. So yes, it is very tragic.