There's a government program that forgives federal student loans if you work for long enough in the public sector or for a nonprofit: https://studentaid.ed.gov/

There's a government program that forgives federal student loans if you work for long enough in the public sector or for a nonprofit: https://studentaid.ed.gov/sa/repay-loans/forgiveness-cancellation/public-service https://studentaid.ed.gov/sa/repay-loans/forgiveness-cancell... The idea is to incentivize work that isn't always profitable but needs to get done- teaching and social work, for example. >they don't get discharged through personal bankruptcy My understanding as to why this happened is that some people basically did the following: 1) Get expensive, hard-to-earn degree in lucrative field (e.g. MD, PhD) 2) Declare bankruptcy prior to working 3) Immediately start work and cash out