Interesting, I'm actually testing out my own thought here. I guess I would say there is a difference between these two scenarios: (1) I can't afford to outrigh

Interesting, I'm actually testing out my own thought here. I guess I would say there is a difference between these two scenarios: (1) I can't afford to outright purchase a product that would normally cost $10,000 so I choose to finance it and pay $12,000 over 5 years (or whatever.) (2) I could afford to outright purchase a product that would normally cost $100 but instead I have to pay over time, say $500 over 5 years. It seems to me that a lot of the more recent SaaS stuff is associated with a very large price increase probably because there's no on-prem price to compare to, no stated rate of interest or any of that information you get from a car loan. So I suppose my problem is that the premium on these products is much higher due to obfuscation and these companies (like Plume) don't offer a comparable option to buy outright.