At best, this thread seems to reveal a disconnect between consumer expectations and the mindset of banks issuing credit cards. That is, I am reading that some c

At best, this thread seems to reveal a disconnect between consumer expectations and the mindset of banks issuing credit cards. That is, I am reading that some consumers of credit cards feel entitled to spend however they so wish on their cards so long as they can pay it back, whereas the reality is banks view credit cards as a product with which they may attach terms of service like any other product. Without aligning these two factors, people that are actually spending someone else's money will feel wronged when they are not allowed to, without also keeping in mind that banks these days being huge integrated conglomerates DO offer credit for investing in the form of other credit products.