I did a PhD, so by the end of my 20's, my net worth was approximately zero. If I rolled the dice on a startup, there's a very good chance I'd hit my mid-30's an

I did a PhD, so by the end of my 20's, my net worth was approximately zero. If I rolled the dice on a startup, there's a very good chance I'd hit my mid-30's and be in the same place I was financially at 20. Instead, I opted for FANG where I could accumulate as much in a few years as my parents did over their careers.