My family dumped Wells Fargo after being with them for 5 decades. They can go straight to hell to tell me or anyone what they can and can’t buy when you have a

My family dumped Wells Fargo after being with them for 5 decades. They can go straight to hell to tell me or anyone what they can and can’t buy when you have a trackrecord of paying on-time and sufficient liquidity to back up a transaction. I can understand the appearance of hedging without a capitalized margin account. Perhaps an alternative, the bank could communicate “we need to reserve X% of funds now to cover this transaction or we’ll have to cancel it.”