Did you just quote half of a sentence and refute it using the qualifier provided by the second half of the sentence? This was the full sentence: > Spending cr

Did you just quote half of a sentence and refute it using the qualifier provided by the second half of the sentence? This was the full sentence: > Spending credit on crypto isn't a sign of risky behavior - spending more than you can pay off and failing to pay off what is owed is. This part: > spending more than you can pay off and failing to pay off what is owed is. is equivalent to your statement: > It most certainly is if you cannot afford to pay it off after making the purchase.