3 ms·They are spending their own money the same way you would be if you bought a tv.by wolco 8y agoThey are spending their own money the same way you would be if you bought a tv.Hendrikto 8y agoNot when the transaction is happening. The bank will charge you later. If many people can’t actually pay at that point, the bank will loose.lostlogin 8y agoApply that to crypto. When your balance is zero, how do you get a tv?