Take stats like this with a grain of salt. The can easily be tortured into saying what you want. I wonder how many couldn't pay their balance at the end of the

Take stats like this with a grain of salt. The can easily be tortured into saying what you want. I wonder how many couldn't pay their balance at the end of the month regardless. I mean, it is a rolling credit system. A lot of people only ever pay the minimum. If they are truly doing this to protect vulnerable customers, that's great. It'd be a rare occurrence though. Credit cards are basically designed to sneak credit into people's lives, by merging it with a payment method.