Actually they couldn't care less if their customers go broke; it happens all the time. They just want their customers to take a long time to go broke, to make l

Actually they couldn't care less if their customers go broke; it happens all the time. They just want their customers to take a long time to go broke, to make lots of charges (transaction fees), and to carry large balances (interest fees). When they're sure you're broke and they can't extract any more fees from you, they'll close your account and charge it off to a debt collector.