I cannot speak for the OP, and I don't live in Sweden, but as someone freely travelling and living in many EU countries (I'm European) I can tell you that openi

I cannot speak for the OP, and I don't live in Sweden, but as someone freely travelling and living in many EU countries (I'm European) I can tell you that opening a bank account as an expat has become seriously hellish sometime in the the past two or three years. Transfers over certain amounts have become difficult, and more often then not, my business transactions (client invoicing) are blocked arbitrarily, pending "evidence" - 2 months ago it took me 4 weeks, and thousands of euros in legal fees to release a legitimate payment from a client to me. In the new EU, "your money" is becoming a myth. After the Cyprus Experiment, where the banks essentially took ownership of all money, they realised they could get away with it. KYC, AML, FACTA and related bullshit are seriously concerning me. Combined with the relentless and useless drive to this "cashless society" (why do we need this?) your money is not yours any more.