Here in the Netherlanda everybody is rapidly switching to iDeal based payment request for such uses. Fintech companies like bunq were amongst the first to offer

Here in the Netherlanda everybody is rapidly switching to iDeal based payment request for such uses. Fintech companies like bunq were amongst the first to offer this (with traditional banks rapidly copying): I can share a link that opens in your banking app, apply finger to fingerprint reader, done. I can also generate a qr code for you to scan or share said link with a group and they can all pay me. Transfer is instant and I get a notification, in these respects it's quite like bitcoin (in the good old days). I can have up to 25 bank accounts (each a unique iBan) and couple any to any of my passes (instantly). Cash is really getting obsolete quick.