I'm pretty sure all the credit cards I've had had cash advance at a higher APR and it started accruing immediately, instead of in 30 days. It really only makes

I'm pretty sure all the credit cards I've had had cash advance at a higher APR and it started accruing immediately, instead of in 30 days. It really only makes sense to use it in an emergency and if you don't have your bank card to use instead.