> If I lend you money, I have a correspondingly smaller amount of money. Nothing is created from nothing. In the simple case, yes. But let's say I run a bar, a

> If I lend you money, I have a correspondingly smaller amount of money. Nothing is created from nothing. In the simple case, yes. But let's say I run a bar, and decided to open a tab for customers so they don't have to pay right away. I'm effectively loaning them money (extending them credit), so I've effectively created "money from nothing" in the same sense, though on a much smaller scale, of course.