1. Own up to you who you are. If you treat this like a dirty secret, you're going to spend the rest of your (online) life hoping that nobody finds out "the real

1. Own up to you who you are. If you treat this like a dirty secret, you're going to spend the rest of your (online) life hoping that nobody finds out "the real you" and what your life/work is "really" like. People who fail collosally, and have the guts to share that, are usually held in great esteem. People who hide their failures til they're found out by someone else, on the other hand, don't get such respect. Trust me on this one - I've fucked up at least as big as you have. 2. Use your network, name, and rep to get a couple freelance contracts. Explain that you're willing to work really hard, so long as you can find a couple people to pay you up front because of these extenuating circumstances. People LOVE to watch somebody kick the ass of difficulties. You will find 2 people on HN to pay you $3k for freelance work. Heck, I would, if I knew who you were. I think it's honorable that you're not looking at just abandoning the debt because you can, but, as a last resort, if you're legally protected behind your incorporation paperwork, do it. There's no reason for this to wreck your life. (And really, seriously consider my advice. Own it. You'll feel better and nobody will think less of you.)