> - Eliminate "early" retirement ages and force the "full" age I'd really be interested in seeing the math on this. If a person retires 2 years early (receive

> - Eliminate "early" retirement ages and force the "full" age I'd really be interested in seeing the math on this. If a person retires 2 years early (receive 86% of benefits) that person's total social security withdraw should be equal to someone that retired at normal age 13 years after retirement. With a retirement age of 67 and considering a life expectancy of 80, retiring early looks like favors the goverment on average. There are additional factors to consider: * How much more a person will pay into social security while continuing to work longer. * If the last two years are the highest earning then it can increase the base payout. * Does retirement age have an impact of life expectancy? * Does a person's current health have an impact of if they decide to draw early? * I don't really know how inflation changes social security, but it seems relevant to consider.