I think the point being made is: - People on average have less disposable incoming due to rising costs of housing, education and healthcare. - Some goods (e.g

I think the point being made is: - People on average have less disposable incoming due to rising costs of housing, education and healthcare. - Some goods (e.g. computers) have gotten dramatically cheaper in the last 20 years. So you can save a little by not having the latest products and services, but it is insignificant compared to the overall financial challenges people face. [1] [1] https://www.theguardian.com/commentisfree/2017/may/16/avocados-own-house-baby-boomer-millennials-deposit-brunch https://www.theguardian.com/commentisfree/2017/may/16/avocad...