The way this is formulated it looks like an automated response from an advertisement bot. Also you know that Mint is a proprietary company which keeps and uses

The way this is formulated it looks like an automated response from an advertisement bot. Also you know that Mint is a proprietary company which keeps and uses your data as it pleases, right? That's a huge difference to any open source tool which allows you to keep your company's data inside your company. If it uses a good file format you can also automate everything if desired. Second, Mint sadly is not supported in many countries. If you are in the US, fine. But if you are not, e.g. your corp has a shop in Germany, then you simply can't use it at all. I think the basic idea though is the difference between the "pay someone else to solve your problems" vs "solve problems yourself" approaches/mindsets. Each of them has their clear advantages and disadvantages and I hope we don't have to reiterate them here.