I think this is exactly what Lending Club is for. You'll pay 9-12% interest/year, but you'll get a loan based on credit score, personal reasons and your ability

I think this is exactly what Lending Club is for. You'll pay 9-12% interest/year, but you'll get a loan based on credit score, personal reasons and your ability to tell a story on why/how you'll pay it back: http://bit.ly/lending-club http://bit.ly/lending-club