If you want a good overview of how money works overall this PDF from the Bank of England is pretty approachable: https://www.bankofengland.co.uk/-/media/boe/fi

If you want a good overview of how money works overall this PDF from the Bank of England is pretty approachable: https://www.bankofengland.co.uk/-/media/boe/files/quarterly-bulletin/2014/money-creation-in-the-modern-economy.pdf https://www.bankofengland.co.uk/-/media/boe/files/quarterly-... There are a lot of misconceptions about money around, many based on older ideas of physical or commodity-backed currencies.