You are correct, it is not, and I completely understand why most banks and financial institutions have this policy. My point was that if you are going on a vaca

You are correct, it is not, and I completely understand why most banks and financial institutions have this policy. My point was that if you are going on a vacation, or a trip, or business of some kind for 4 weeks with the need to take a relatively large sum of money with you, the 3 week delay would make this option less than ideal.