Beyond that, it's just hard to commit to a huge purchase like a car 1+ years in advance. Once the day of arrival comes near it seems like there would be a lot

Beyond that, it's just hard to commit to a huge purchase like a car 1+ years in advance. Once the day of arrival comes near it seems like there would be a lot of people who decide to get refunds for various reasons. I think the rate would be high even if things were going perfectly (which, to be fair, they are not).